Savings Products

Whether you're in super - saving mode, or just carelessly collecting funds for a rainy day - choosing the right account to store those savings is important. Ideally, you'll work toward a few different options depending on how much you want to put away, and what kind of access to those funds you want in the meantime.


  Regular Savings  Certificate of Deposits Traditional IRA Roth IRA

Kasasa Saver®   Make saving effortless! Link this free account to your Kasasa Cash® or Kasasa Cash Back® checking to have your earned Kasasa® checking rewards automatically collected every month. Plus - you'll earn interest on your balance!


Kasasa Saver w/Kasasa Cash  Apply Now

Kasasa Saver w/Kasasa Cash Back  Apply Now


How to Qualify


Qualifying for your Kasasa Cash® or Kasasa Cash Back® rewards automatically qualifies you for the highest
Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post
and settle to your Kasasa Cash® or Kasasa Cash Back® account during each Monthly Qualification Cycle*:

  •  Have at least 15 debit card purchases post and settle
  • 1 Direct Deposit or ACH Automatic Debit 


Don't worry if you don't meet your qualifications during the cycle, Kasasa® accounts are still free. Plus you'll still earn our base interest rate on Kasasa Saver® And you can right back to earning your full rewards the very next month.

Contact Us to Learn More


*Qualification Information: The linked Kasasa Cash or Kasasa Cash Back checking account must have at least 1 direct deposit or ACH Auto Debit transaction post and settle. The linked Kasasa Cash or Kasasa Cash Back checking account also must have at least 15 debit card purchases post and settle. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash: Balances up to $30,000 receive APY* of 5.00%; and balances over $30,000 earn 0.9954% interest rate on the portion of balance over $30,000, resulting in a range from 5.00% to 1.92% APY* depending on the account’s balance. Kasasa Cash Back: 5% cash back on up to a total of $200.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. Kasasa Saver: (if linked to a Kasasa Cash or Kasasa Cash Back account): Balances up to $50,000 in your Kasasa Saver account receive an APY of 4.00% and balances over $50,000 earn 0.9954% interest rate on the portion of balance over $50,000, resulting in a range from 4.00% to 2.00% APY depending on the account’s balance. ATM Fee Refunds: you will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earn 0.05% APY*; all balances in a Kasasa Saver account earn 0.05%APY; cash back payments are not made, and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle. Automatic transfer from Kasasa Cash to Kasasa Saver occurs within one day and may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. When linked to the Kasasa Saver account, the interest earned within the linked Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Due to non-compounding, the actual interest amount transferred from the Kasasa Cash account to the Kasasa Saver account may be less than the advertised Kasasa Cash APY*, if the advertised APY* is represented without a linked Kasasa Saver account. APY = Annual Percentage Yield. APYs accurate as of 03/06/2024. APY calculations are based on an assumed balance of $30,000 + $100,000 in your Kasasa Cash account and $50,000 + $100,000 in your Kasasa Saver account and an assumed statement cycle of thirty-one (31) days. Rates, rewards and bonuses, if any, are variable and may change after an account is opened; rates may change without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings. You will automatically qualify for the account's rewards during your account's first statement cycle. If the account is closed before rewards are credited, you will forfeit the rewards.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open a Kasasa account. Monthly Direct Deposit or ACH Auto Debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account.

A Kasasa Saver account requires a linked Kasasa Cash or Cash Back checking account for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

Regular Savings  Apply Now

You must deposit $50.00 to open this account. The minimum does not apply to persons under 18 years of age.

Interest is compounded quarterly. 

Honor Savings

Savings account option for students K-12th grade that pays an additional amount for A’s and B’s or the equivalent.

(Transitional grade levels do not apply)


Certificate of Deposits  Apply Now

Community National Bank offers short to moderate term interest bearing certificates of deposits. Two major advantages of CDs are that you know how much will be earned, and when the money will be available to you.


Traditional IRA  Traditional IRA is a way to save for retirement that gives you tax advantages. Contributions you make to a traditional IRA may be fully or partially tax deductible. Generally, amounts in your traditional IRA, including earnings and gains, are not taxed until distributed from the IRA. For detailed information, visit


Roth IRA  A Roth IRA is a way to save for retirement that gives you tax advantages. Any earnings on assets in a Roth IRA generally grow tax free. Contributions to a Roth IRA are not tax deductible. Generally, when distributions are taken from a Roth IRA they are tax-free provided certain requirements are met. For more information, visit


Christmas Club Account
Community National Bank helps you save up for the holiday season. Minimum balance to open this account is $5.00. Interest is compounded quarterly. The balance in this account will be sent to you by Nov. 3rd. If any withdrawal is made from this account before Nov. 1st then this account may be closed.




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