Savings Products


Kasasa Saver

Earn high rates on what you save.


A Savings account attached to a KASASA Checking account will earn a higher rate than the normal Passbook Savings when the KASASA Checking account meets the monthly qualifications.

1.00% APY* on balances up to $20,000

0.05% APY* even if you don’t qualify

Plus, there’s no minimum balance to earn a higher rate

Earn your Kasasa checking rewards & get a higher Kasasa Saver rate, too!

As a reminder, do the following activities and transactions in your Kasasa Cash Back or Kasasa Cash account each monthly qualification cycle:

  • Have at least 15 debit card purchases post and settle
  • 1 Direct Deposit or ACH Automatic Debit 


Don't worry if you come up short. Both your accounts are always free. You even earn our base interest rate. Plus, you can still earn your full rewards the very next cycle.

*Qualification Information: The linked Kasasa Cash or Kasasa Cash Back checking account must have at least 1 direct deposit or ACH Auto Debit transaction post and settle. The linked Kasasa Cash or Kasasa Cash Back checking account also must have at least 15 debit card purchases post and settle. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash: Balances up to $20,000 receive APY* of 2.00%; and balances over $20,000 earn 0.20% interest rate on the portion of balance over $20,000, resulting in a range from 2.00% to 0.50% APY* depending on the account’s balance. Kasasa Cash Back: 2% cash back on up to a total of $400.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. Kasasa Saver: (if linked to a Kasasa Cash or Kasasa Cash Back account): Balances up to $20,000 in your Kasasa Saver account receive an APY of 1.00% and balances over $20,000 earn 0.20% interest rate on the portion of balance over $20,000, resulting in a range from 1.00% to 0.33% APY depending on the account’s balance. ATM Fee Refunds: you will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earn 0.05% APY*; all balances in a Kasasa Saver account earn 0.05%APY; cash back payments are not made, and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle. Automatic transfer from Kasasa Cash to Kasasa Saver occurs within one day and may cause an overdraft to your Kasasa Cash account if the account’s balance is less than the transferred amount when transfer occurs. When linked to the Kasasa Saver account, the interest earned within the linked Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account. Due to non-compounding, the actual interest amount transferred from the Kasasa Cash account to the Kasasa Saver account may be less than the advertised Kasasa Cash APY*, if the advertised APY* is represented without a linked Kasasa Saver account. APY = Annual Percentage Yield. APYs accurate as of 03/06/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open a Kasasa account. Monthly Direct Deposit or ACH Auto Debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account.

A Kasasa Saver account is required to have a linked Kasasa Cash or Cash Back checking account for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

Passbook Savings

You must deposit $50.00 to open this account. The minimum does not apply to persons under 18 years of age.

Interest is compounded quarterly. 

Christmas Club Account

Community National Bank helps you save up for the holiday season. Minimum balance to open this account is $5.00. Interest is compounded quarterly. The balance in this account will be sent to you by Nov. 3rd. If any withdrawal is made from this account before Nov. 1st then this account may be closed.

Certificate of Deposits

Community National Bank offers short to moderate term interest bearing certificates of deposits. Two major advantages of CDs are that you know how much will be earned, and when the money will be available to you.



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