Personal Checking

Enjoy free  rewards checking that big banks can only WISH they had. Get neighborly service without sacrificing top-notch accounts and convenient management tools.

Kasasa Cash® Kasasa Cash Back® InControl Checking Money Market

Our Featured Accounts

 

A checking account is the cornerstone of your day—to—day money management, so be sure to choose one

that puts your needs and goals first.

Community National Bank offers free Kasasa® checking accounts because we believe in local banking. In fact, we prove it— with free accounts designed with cash rewards. What's more, you don't have to change your banking style, such as keeping a certain minimum balance or giving up top-notch easy digital account access.

Choose free checking with cash rewards and feel good knowing your dollars stay in your community.

See Our Checking Account Comparison Chart


 

Free Kasasa Cash®Checking  Apply Now

Earn high interest on your checking balance with free KASASA Cash! Rewards also include refunds on ATM withdrawal fees, nationwide.* Besides-it's time your money worked for you, right?

Benefits

 

  • Free checking that pays high interest
    • 2.00% APY* on balances up to $20,000
    • 2.00% to 0.50%APY* on balances over $20,000 depending on balance in account*
    • 0.05%APY* on entire balance if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Link to free KASASA Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free online banking and bill pay
    • Free e-statements
    • Free mobile banking
  • Free debit card
  • Unlimited check writing
  • $100 minimum deposit to open

How to Qualify

Enrollments must be in place and all of the following transactions must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle*.

 

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 15 debit card purchases post and settle

 

Even if you don't meet your qualifications during the cycle, your Kasasa Cash® account is still free. Plus, you'll still earn our base interest rate. The very next month you can get right back to earning your full rewards!

Contact Us to Learn More

 

*Disclaimer: Qualification Information: Must have at least 1 direct deposit or ACH Auto Debit transaction post and settle. Also must have at least 15 debit card purchases post and settle. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank.Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash: An interest rate of 1.982% will be paid on the portion of your daily balance that is less than or equal to $20,000 and the annual percentage yield for this tier is 2.00%.   An interest rate of 0.20% will be paid on the portion of your daily balance that is greater than $20,000 resulting in an annual percentage yield for this tier ranging from 2.00% to 0.50%, depending on the account’s balance. ATM Fee Refunds: You will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earn 0.05% APY*; and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle.  APY = Annual Percentage Yield. APYs accurate as of 01/01/2021. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open a Kasasa account. Monthly Direct Deposit or ACH Auto Debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC 

 


Free Kasasa Cash Back® Checking  Apply Now

Earn cash back on debit card purchases and get refunds on your ATM withdrawal fees.* With no monthly maintenance fee or balance requirement, it's like getting paid to shop!

Benefits

 

  • Free checking that pays you back
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Link to free KASASA Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free online banking and bill pay
    • Free e-statements
    • Free mobile banking
  • Free debit card
  • Unlimited check writing
  • $100 minimum deposit to open

 

How to Qualify


Enrollments must be in place and all of the following transactions must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle*.

 

  • Have at least 1 direct deposit or ACH payment transaction post and settle
  • Have at least 15 debit card purchases post and settle


It's just that easy. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back® account is still free. Plus, you can get right back to earning your full rewards the very next month!

Contact Us to Learn More

 

*Qualification Information: Must have at least 1 direct deposit or ACH Auto Debit transaction post and settle. Also must have at least 15 debit card purchases post and settle. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash Back: 2% cash back on up to a total of $400.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. ATM Fee Refunds: you will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When your Kasasa account qualifications are not met, cash back payments are not made, and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open a Kasasa account. Monthly Direct Deposit or ACH Auto Debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC


InControl Checking™  

In Control™ with paper statements is a variable fee-based checking account with no minimum balance that rewards account holders with the ability to (a) eliminate the account’s monthly service fee and (b) receive nationwide ATM fee refunds by adopting specific banking and spending behaviors during the account’s Monthly Qualification Cycle*.

Benefits:
Paper Statements
No minimum balance to earn rewards
Free online banking and bill pay
Free e-statements
Free mobile banking
Free debit card
Unlimited check writing
$100 minimum deposit to open
$4.00 monthly service fee*
Refunds on ATM fees, nationwide (up to $10 monthly)*

Contact Us to Learn More


Qualifications:* To earn your rewards the following transactions and activities must post and settle to your InControl account during each Monthly Qualification Cycle: Have at least eight (8) PIN-based or signature-based debit card purchases post and settle. Be Enrolled in and agree to receive e-Statements.

Transactions and activities may take one (1) or more Business Days from the date the transactions or activity occurred to post and settle to the account. The following activities do not count toward earning account rewards. ATM-processed transactions, transfer between accounts, debit and credit card purchases processed by merchants and received by Community National Bank as ATM transactions, non-retail payment transactions and purchases made with non Community National Bank issued debit or credit cards. “Monthly Qualification Cycle” means a period beginning one (1) Business Day prior to the first day of the current Statement Cycle through one (1) Business Day prior to the close of the current Statement Cycle. “Statement Cycle” means the period of time for which Community National Bank provides a summary of the financial activities and transactions that post and settle to the account holder’s account.

Rewards: When either or both of the InControl qualifications are met during a Monthly Qualification Cycle you will receive the following rewards: If EITHER Qualification Is Met: The account’s monthly service fee of $4.00 will be eliminated for the corresponding Statement Cycle. If BOTH Qualifications Are Met: In addition to the account’s fee being eliminated, you will also receive reimbursement up to $10.00 ($4.99 per single transaction) for nationwide ATM fees incurred during that Monthly Qualification Cycle. ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher. If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within 60 calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund. When either or both qualifications are not met, the monthly service fee is not eliminated and ATM fees are not reimbursed. Rewards are variable and at our discretion may change after account is opened without notice to you. No minimum balance is required to earn or to receive the account’s rewards. Rewards less than a penny cannot be distributed.

Deposits:

A $100.00 minimum deposit is required to open the account.

 

 

 


Money Market 

Got some cash you don't plan on touching much? A money market account might be a great option.
Earn competitive tiered interest rates - so the more you put in, the more you could earn.

Benefits 

  • Earn a higher interest than on most regular savings accounts
  • Maximize earnings with tiered interest rates
  • Have free and convenient online account access
  • Receive monthly statement with images of cancelled checks and deposits

Details Include

  • Minimum opening deposit of $2,500
  • Regulations on transfers and withdrawals include:
    • account is limited to six pre-authorized transfers per statement cycle, six of which may be made by check
    • no limit to in-person withdrawal

  

Contact Us to Learn More

 

 

 

 

 

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