Checking

Being “community minded” is more than just a tagline to us — it means offering products that are really good for our communities. Free KASASA Checking rewards you in cash. And you won't find it at the big banks. For good reason. To learn more click on the KASASA Account of your choice.

Kasasa Cash Kasasa Cash Back InControl Checking

Kasasa Cash

Earn really high interest and refunds on ATM fees.*

Being “community minded” is more than just a tagline to us — it means offering products that are really good for our communities, like free Kasasa Cash® checking.

Kasasa Cash pays up to 2.00% APY* on your balance. You’ll also get refunds from any ATM you use, nationwide — so every ATM becomes your ATM. Plus, the money in your Kasasa® account stays local, where it can make our communities stronger. Stop by today to open your accounts in minutes.

*APY = Annual Percentage Yield

Benefits

  • Free checking that pays high interest
  • 2.00% APY* on balances up to $20,000
  • 2.00% to 0.50% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* on entire balance if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free e-statements
  • Free mobile banking
  • Free debit card
  • Unlimited check writing
  • $100 minimum deposit to open

 


It’s easy to earn high interest and ATM refunds.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH debit transaction post and settle
  • Have at least 15 debit card purchases post and settle

 


But if you don’t meet these qualifications, your account is still free.

And you’ll still earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.

*Disclaimer: Qualification Information: Must have at least 1 direct deposit or ACH Auto Debit transaction post and settle. Also must have at least 15 debit card purchases post and settle. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash: An interest rate of 1.982% will be paid on the portion of your daily balance that is less than or equal to $20,000 and the annual percentage yield for this tier is 2.00%.   An interest rate of 0.20% will be paid on the portion of your daily balance that is greater than $20,000 resulting in an annual percentage yield for this tier ranging from 2.00% to 0.50%, depending on the account’s balance. ATM Fee Refunds: you will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earn 0.05% APY*; and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/06/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open a Kasasa account. Monthly Direct Deposit or ACH Auto Debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC

Kasasa Cash Back

Free checking that pays cash back on debit card purchases and refunds on ATM fees.*

Get paid in cash back and in refunds on ATM fees.*

Make shopping a whole lot more fun with Kasasa Cash Back® — free checking that pays 2.00% cash back on your everyday debit card purchases.* You can earn up to $96 cash back per year!*But the rewards don’t stop there — you’ll also get refunds on your ATM fees, nationwide. So you can get to your money when and where you need it. All these rewards are yours for doing banking basics that you probably already do. Stop by today to open your accounts in minutes.

Benefits

  • Free checking that pays you back
  • 2.00% cash back on debit card purchases*
  • No category restrictions on purchases
  • Cash back earned on up to $400 in purchases monthly
  • Earn up to $96 cash back per year, $8 back per month*
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free e-statements
  • Free mobile banking
  • Free debit card
  • Unlimited check writing
  • $100 minimum deposit to open

 


It’s easy to earn cash back and ATM refunds.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • Have at least 1 direct deposit or ACH debit transaction post and settle
  • Have at least 15 debit card purchases post and settle

 


But if you don’t meet these qualifications, your account is still free.

And you can get right back to earning your cash rewards the very next cycle that you qualify.

*Qualification Information: Must have at least 1 direct deposit or ACH Auto Debit transaction post and settle. Also must have at least 15 debit card purchases post and settle.Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash Back: 2% cash back on up to a total of $400.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. ATM Fee Refunds: you will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When your Kasasa account qualifications are not met, cash back payments are not made, and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open a Kasasa account. Monthly Direct Deposit or ACH Auto Debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions.

InControl Checking

In Control™ with paper statements is a variable fee-based checking account with no minimum balance that rewards accountholders with the ability to (a) eliminate the account’s monthly service fee and (b) receive nationwide ATM fee refunds by adopting specific banking and spending behaviors during the account’s Monthly Qualification Cycle. 

Benefits

  • Paper Statements
  • No minimum balance to earn rewards
  • Free online banking and bill pay
  • Free e-statements
  • Free mobile banking
  • Free debit card
  • Unlimited check writing
  • $100 minimum deposit to open
  • $4.00 monthly service fee*
  • Refunds on ATM fees, nationwide (up to $10 monthly)*

 


Qualifications:* To earn your rewards the following transactions and activities must post and settle to your InControl account during each Monthly Qualification Cycle: Have at least eight (8) PIN-based or signature-based debit card purchases post and settle. Be Enrolled in and agree to receive e-Statements. 

Transactions and activities may take one (1) or more Business Days from the date the transactions or activity occurred to post and settle to the account.  The following activities do not count toward earning account rewards.  ATM-processed transactions, transfer between accounts, debit and credit card purchases processed by merchants and received by Community National Bank as ATM transactions, non-retail payment transactions and purchases made with non Community National Bank issued debit or credit cards. “Monthly Qualification Cycle” means a period beginning one (1) Business Day prior to the first day of the current Statement Cycle through one (1) Business Day prior to the close of the current Statement Cycle.  “Statement Cycle” means the period of time for which Community National Bank provides a summary of the financial activities and transactions that post and settle to the accountholder’s account.

Rewards: When either or both of the InControl qualifications are met during a Monthly Qualification Cycle you will receive the following rewards: If EITHER Qualification Is Met: The account’s monthly service fee of $4.00 will be eliminated for the corresponding Statement Cycle. If BOTH Qualifications Are Met: In addition to the account’s fee being eliminated, you will also receive reimbursement up to $10.00 ($4.99 per single transaction) for nationwide ATM fees incurred during that Monthly Qualification Cycle.  ATM receipt must be presented for reimbursement of ATM fees of $5.00 or higher.  If you believe you have not been reimbursed the correct amount of ATM fees you must contact us within 60 calendar days after the Statement Cycle where the reimbursement was applicable in order to receive a refund. When either or both qualifications are not met, the monthly service fee is not eliminated and ATM fees are not reimbursed. Rewards are variable and at our discretion may change after account is opened without notice to you.  No minimum balance is required to earn or to receive the account’s rewards.  Rewards less than a penny cannot be distributed. 

Deposits:

A $100.00 minimum deposit is required to open the account. 

Money Market

A convenient, interest-bearing account for your limited transaction needs.

  • Opening deposit of $2,500.00
  • By regulation, this account is limited to six pre-authorized transfers per statement cycle, six of which may be by check. There is no limit to in-person withdrawals.
  • Maximize your earnings with tiered interest rates
  • Interest accrues on the daily balance. Interest is compounded and paid monthly to your account.
  • Online Access.
  • Receive a monthly statement with images of canceled checks and deposits.

 

 

 

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