Free Kasasa Cash Back® Checking Apply Now
Earn cash back on debit card purchases and get refunds on your ATM withdrawal fees.* With no monthly maintenance fee or balance requirement, it's like getting paid to shop!
- Free checking that pays you back
- 2.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $400 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Refunds on ATM fees, nationwide (up to $25 monthly)*
- Link to free KASASA Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free online banking and bill pay
- Free e-statements
- Free mobile banking
- Free debit card
- Unlimited check writing
- $100 minimum deposit to open
How to Qualify
Enrollments must be in place and all of the following transactions must post and settle to your Kasasa Cash Back® account during each Monthly Qualification Cycle*.
- Have at least 1 direct deposit or ACH payment transaction post and settle
- Have at least 15 debit card purchases post and settle
It's just that easy. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back® account is still free. Plus, you can get right back to earning your full rewards the very next month!
Contact Us to Learn More
*Qualification Information: Must have at least 1 direct deposit or ACH Auto Debit transaction post and settle. Also must have at least 15 debit card purchases post and settle. Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash Back: 2% cash back on up to a total of $400.00 debit card purchases that post and settle to the account during that cycle period. A maximum of $8.00 cash back may be earned per Monthly Qualification Cycle. ATM Fee Refunds: you will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When your Kasasa account qualifications are not met, cash back payments are not made, and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open a Kasasa account. Monthly Direct Deposit or ACH Auto Debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC