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1.00% APY* on balances up to $10,000
0.05% APY* even if you don’t qualify
Plus, there’s no minimum balance to earn a higher rate

Earn your Kasasa checking rewards & get a higher Kasasa Saver rate, too!

As a reminder, do the following activities and transactions in your Kasasa Cash Back or Kasasa Cash account each monthly qualification cycle:
Have at least 15 debit card purchases post and settle
1 Direct Deposit or ACH Automatic Debit Don’t worry if you come up short.

Both your accounts are always free. You even earn our base interest rate. Plus, you can still earn your full rewards the very next cycle.


*Qualification Information: Must have at least 1 direct deposit or ACH Auto Debit transaction post and settle. Also must have at least 15 debit card purchases post and settle Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) ) business day prior to the close of the current statement cycle. Reward Information: Rewards vary by account. When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, your Kasasa Saver account balances up to $10,000 receive an APY of 1.00%; and balances over $10,000 earn 0.20% interest rate on the portion of balance over $10,000, resulting in a range from 1.00% to 0.27% APY depending on the account’s balance.  When qualifications are not met, all Kasasa Saver balances earn 0.05% APY and only the non-qualifying interest from the Kasasa Cash account is transferred to your Kasasa Saver account. Interest, cash back payments and ATM fee reimbursements are credited to the appropriate account on the last day of the current statement cycle and are automatically transferred to the linked Kasasa Saver account at the same time or within one day. This automatic transfer may cause an overdraft to your Kasasa Cash account, if the account’s balance is less than the transferred amount when transfer occurs. APY = Annual Percentage Yield. APY’s accurate as of 04/04/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00  minimum deposit is required to open the account. Monthly Direct Deposit or ACH Auto Debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. A Kasasa Cash or Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.