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Earn really high interest and refunds on ATM fees.* 


Being “community minded” is more than just a tagline to us — it means offering products that are really good for our communities, like free Kasasa Cash® checking.


Kasasa Cash pays up to 2.00% APY* on your balance. You’ll also get refunds from any ATM you use, nationwide — so every ATM becomes your ATM. Plus, the money in your Kasasa® account stays local, where it can make our communities stronger. Stop by today to open your accounts in minutes.

*APY = Annual Percentage Yield



  • Free checking that pays high interest
  • 2.00% APY* on balances up to $20,000
  • 2.00% to 0.50% APY on balances over $20,000 depending on balance in account*
  • 0.05% APY* on entire balance if qualifications aren't met
  • Refunds on ATM fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly service fee
  • Free online banking and bill pay
  • Free e-statements
  • Free mobile banking
  • Free debit card
  • Unlimited check writing
  • $100 minimum deposit to open

It’s easy to earn high interest and ATM refunds.

To earn your rewards, just do the following transactions and activities in your Kasasa Cash account during each Monthly Qualification Cycle:


Have at least 1 direct deposit or ACH debit transaction post and settle
Have at least 15 debit card purchases post and settle

But if you don’t meet these qualifications, your account is still free.

And you’ll still earn our base rate. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.




*Qualification Information: Must have at least 1 direct deposit or ACH Auto Debit transaction post and settle. Also must have at least 15 debit card purchases post and settle.Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.

Reward Information: Rewards vary by account. Depending on what Kasasa account you open, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle: Kasasa Cash: An interest rate of 1.982% will be paid on the portion of your daily balance that is less than or equal to $20,000 and the annual percentage yield for this tier is 2.00%.   An interest rate of 0.20% will be paid on the portion of your daily balance that is greater than $20,000 resulting in an annual percentage yield for this tier ranging from 2.00% to 0.50%, depending on the account’s balance. ATM Fee Refunds: you will receive reimbursements up to $25.00 ($4.99 per single transaction) for nationwide ATM fees incurred during the Monthly Qualification Cycle in which you qualified. ATM receipt must be presented within sixty (60) calendar days of transaction for reimbursements of individual ATM fees of $5.00 or higher. When your Kasasa account qualifications are not met all balances in a Kasasa Cash account earn 0.05% APY*; and ATM fees are not reimbursed. Rewards and ATM fee reimbursements will be credited to the appropriate Kasasa account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 03/06/2019. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. 

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open a Kasasa account. Monthly Direct Deposit or ACH Auto Debit, enrollment in online banking, receipt of electronic statements are conditions of these accounts. Enrollment in electronic services (e.g. online banking, electronic statements,) and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our bank service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC